Last One to Post Wins

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Mervyn and Trish
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Re: Last One to Post Wins

Post by Mervyn and Trish » 29 Jun 2019, 13:57

Currently dossing

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Re: Last One to Post Wins

Post by Manoverboard » 29 Jun 2019, 16:10

Tis too hot to sit outside even in the shade so came indoors for the cooler ambience and another G&T of course …. hic ...

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Re: Last One to Post Wins

Post by Stephen » 29 Jun 2019, 16:14

Manoverboard wrote:
29 Jun 2019, 16:10
Tis too hot to sit outside even in the shade so came indoors for the cooler ambience and another G&T of course …. hic ...
Good man :thumbup:


'Twas 32.1 earlier

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Re: Last One to Post Wins

Post by Happydays » 29 Jun 2019, 16:50

We're having thunder and lightning at the moment😞😜 actually I don't mind being in doors watching it as long as it stops soon 😱😂

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Re: Last One to Post Wins

Post by Stephen » 29 Jun 2019, 17:01

We're having a BBQ in about half hour :thumbup:

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Re: Last One to Post Wins

Post by Manoverboard » 29 Jun 2019, 17:07

Chilled Salad ditto Sauvignon Blanc for us … couldn't stand anywhere near a Barbee today … .

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Re: Last One to Post Wins

Post by Stephen » 30 Jun 2019, 07:49

Manoverboard wrote:
29 Jun 2019, 17:07
Chilled Salad ditto Sauvignon Blanc for us … couldn't stand anywhere near a Barbee today … .

Don't then. Let Mrs Moby cook :thumbup:

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Re: Last One to Post Wins

Post by Mervyn and Trish » 30 Jun 2019, 18:10

You know how to charm a woman

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Re: Last One to Post Wins

Post by Stephen » 01 Jul 2019, 08:07

They know where they stand..........in front of the BBQ

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Re: Last One to Post Wins

Post by Happydays » 01 Jul 2019, 19:45

Only when choosing what they want to eat😋🍷🍔🍗

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Re: Last One to Post Wins

Post by Mervyn and Trish » 01 Jul 2019, 21:01

Back home. Did I mention I'd been away?

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Re: Last One to Post Wins

Post by Jan Rosser » 01 Jul 2019, 21:27

Mervyn and Trish wrote:
01 Jul 2019, 21:01
Back home. Did I mention I'd been away?
Blimey and you've got the cheek to talk about me - how was Spain ;)
Janis

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Re: Last One to Post Wins

Post by Stephen » 02 Jul 2019, 07:15

Mervyn and Trish wrote:
01 Jul 2019, 21:01
Back home. Did I mention I'd been away?

Welcome to the forum .

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Re: Last One to Post Wins

Post by Mervyn and Trish » 02 Jul 2019, 07:37

Jan Rosser wrote:
01 Jul 2019, 21:27
Mervyn and Trish wrote:
01 Jul 2019, 21:01
Back home. Did I mention I'd been away?
Blimey and you've got the cheek to talk about me - how was Spain ;)
Very Spanish and lovely. And sunny. But it wasn't a cruise so it doesn't count. :sarcasm:
Last edited by Mervyn and Trish on 02 Jul 2019, 07:38, edited 2 times in total.

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Re: Last One to Post Wins

Post by Stephen » 02 Jul 2019, 10:12

Not another time share, or did you have to slum it in some five star gaf?
Last edited by Stephen on 02 Jul 2019, 10:12, edited 1 time in total.


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Re: Last One to Post Wins

Post by Ray B » 02 Jul 2019, 12:33

Stephen wrote:
02 Jul 2019, 10:12
or did you have to slum it in some five star gaf?
Well one would, now as one is a member of Cunard Grills Set, wouldn't one.

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Re: Last One to Post Wins

Post by Manoverboard » 02 Jul 2019, 13:05

Ray B wrote:
02 Jul 2019, 12:33
Stephen wrote:
02 Jul 2019, 10:12
or did you have to slum it in some five star gaf?
Well one would, now as one is a member of Cunard Grills Set, wouldn't one.
Yers just a trainee chuck :roll:

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Re: Last One to Post Wins

Post by Mervyn and Trish » 02 Jul 2019, 15:32

Stephen wrote:
02 Jul 2019, 10:12
Not another time share, or did you have to slum it in some five star gaf?
Holiday Property Bond. I'm sure you've heard of it. Advertises in the posh magazines. Though maybe not Exchange and Mart :sarcasm:

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Re: Last One to Post Wins

Post by Stephen » 02 Jul 2019, 15:48

Mervyn and Trish wrote:
02 Jul 2019, 15:32
Stephen wrote:
02 Jul 2019, 10:12
Not another time share, or did you have to slum it in some five star gaf?
Holiday Property Bond. I'm sure you've heard of it. Advertises in the posh magazines. Though maybe not Exchange and Mart :sarcasm:

I thought they advertised in the Dalton Weekly :lol:

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Re: Last One to Post Wins

Post by Manoverboard » 02 Jul 2019, 17:07

…. and the Evening Standard :silent:

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Re: Last One to Post Wins

Post by Mervyn and Trish » 02 Jul 2019, 17:25

But not the Beano

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Re: Last One to Post Wins

Post by Stephen » 02 Jul 2019, 18:08

Mervyn and Trish wrote:
02 Jul 2019, 17:25
But not the Beano


Yet ;)

I had a look on the website Merv. All looks very nice apart from the weekly maintenance fees which I thought were high, assuming I'm looking at the correct web site.

https://www.hpb.co.uk
Last edited by Stephen on 02 Jul 2019, 18:12, edited 2 times in total.

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Re: Last One to Post Wins

Post by Mervyn and Trish » 02 Jul 2019, 18:17

Stephen wrote:
02 Jul 2019, 18:08
Mervyn and Trish wrote:
02 Jul 2019, 17:25
But not the Beano


Yet ;)

I had a look on the website Merv. All looks very nice apart from the weekly maintenance fees which I thought were high, assuming I'm looking at the correct web site.

https://www.hpb.co.uk
The right web site. And the fees aren't high compared to commercially available property of a similar standard. In fact in high season quite cheap. And the quality is guaranteed. We've no regrets about buying in. And you konw me and my wallet.... :roll:
Last edited by Mervyn and Trish on 02 Jul 2019, 18:19, edited 1 time in total.

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Re: Last One to Post Wins

Post by Stephen » 03 Jul 2019, 07:16

I don't call £300 a week cheap, and that's just one two bed property, and my wallet must be related to yours. In fact it's currently in our local hospital undergoing 'open' wallet surgery.
Last edited by Stephen on 03 Jul 2019, 07:18, edited 1 time in total.

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Re: Last One to Post Wins

Post by Mervyn and Trish » 03 Jul 2019, 12:53

You try getting a high quality property on the commercial market for £300 in high season! And you get great on site facilities, including pools etc.

A couple of years back we had a lovely HPB apartment in Cornwall for about £300 and the following week paid over £1000 for a commercial one in another part of the county!
Last edited by Mervyn and Trish on 03 Jul 2019, 13:06, edited 2 times in total.

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Re: Last One to Post Wins

Post by Mervyn and Trish » 03 Jul 2019, 13:00

The site we were just staying on we could have had a high quality, well equipped, three bedroom/three bathroom villa with its own pool for £789.

In the same area, same time next year, commercially you're looking at around £2,900 for a quality unknown commercial rental same size with shared pool!

With private pool you're talking £3,200!
Last edited by Mervyn and Trish on 03 Jul 2019, 13:04, edited 3 times in total.

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Re: Last One to Post Wins

Post by Stephen » 03 Jul 2019, 13:55

You are talking rental prices Merv which I can well understand the pricing. I was talking about he maintenance fees.

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Re: Last One to Post Wins

Post by Mervyn and Trish » 03 Jul 2019, 14:53

Stephen wrote:
03 Jul 2019, 13:55
You are talking rental prices Merv which I can well understand the pricing. I was talking about he maintenance fees.
There is no maintenance fee in the usual timeshare sense. You just pay the user charge, effectively the rental charge, when you use a property. That covers everything. Cleaning, maintenance, heating, lighting, rates, any other local charges, linen and towels, toilet rolls, access to site facilities, (which where we were included outdoor and indoor pools - some private for villas, others shared - tennis courts, crazy golf, table tennis, gym, sauna, steam room, bowling green, petanque, children's playground, gardens, reception, a bar and restaurant - charged of course for consumption - activities including quizzes and aquarobics, etc.) the lot. And it is a no profit fee. Just covers the costs. So in my example of the villa the £789 is all you pay to use it.
Last edited by Mervyn and Trish on 03 Jul 2019, 15:01, edited 3 times in total.

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Re: Last One to Post Wins

Post by Stephen » 03 Jul 2019, 15:37

So what is the X amount of thousands paid for to start with?

When we rent a holiday property in Devon for a week we're not far off the same rental rate as you, and it covers everything within the property, but I don't have to invest thousand of pounds as well.

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Re: Last One to Post Wins

Post by Mervyn and Trish » 03 Jul 2019, 16:47

I'm not qualified to properly fully answer that but essentially it operates like a life assurance policy. A percentage of the investment goes in set up fees like any other assurance. But the rest is then invested in the properties. So as well as holidaying you own part of it. As well as being able to use the properties you get units in the Bond whose value can go up or down dependent on the current values of the property portfolio. If you want out you can sell your units at the current price. So ignoring fluctuations in the market you only lose forever the initial charges. We've more than had the value of that back over the years, as the villa example I quoted shows. The properties really are top notch quality. You might well find a commercial offering at the same price but not like for like. It's not for everyone but we've never regretted the initial investment. It's been going successfully for over 30 years and continues to attract new people and open new sites so it must be doing something right.
Last edited by Mervyn and Trish on 03 Jul 2019, 16:51, edited 2 times in total.

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Re: Last One to Post Wins

Post by Stephen » 03 Jul 2019, 16:55

Glad it works for you Merv, though probably not for us.

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Re: Last One to Post Wins

Post by Stephen » 14 Jul 2019, 12:43

And the winner is 🏆🏅👏

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Re: Last One to Post Wins

Post by Mervyn and Trish » 14 Jul 2019, 20:40

Me .

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Re: Last One to Post Wins

Post by Stephen » 14 Jul 2019, 21:10

dream on .

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Re: Last One to Post Wins

Post by Mervyn and Trish » 15 Jul 2019, 22:57

I am

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Re: Last One to Post Wins

Post by Stephen » 16 Jul 2019, 07:13

I have a new woman in my life. She's a bit of a know all though!
Last edited by Stephen on 16 Jul 2019, 07:16, edited 1 time in total.

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Re: Last One to Post Wins

Post by towny44 » 16 Jul 2019, 08:53

You haven't fallen for Alexa by any chance?
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Re: Last One to Post Wins

Post by Manoverboard » 16 Jul 2019, 09:05

Stephen wrote:
16 Jul 2019, 07:13
I have a new woman in my life. She's a bit of a know all though!
Does she purr and go Meowwww ?

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Re: Last One to Post Wins

Post by Stephen » 16 Jul 2019, 10:37

No, that's Doris who comes round when the wife is out.

This one is called Alexa

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Re: Last One to Post Wins

Post by Stephen » 16 Jul 2019, 16:42

towny44 wrote:
16 Jul 2019, 08:53
You haven't fallen for Alexa by any chance?
:thumbup:

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Re: Last One to Post Wins

Post by Mervyn and Trish » 16 Jul 2019, 19:03

I bet if your ask her to pour you a glass of wine she won't .

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Re: Last One to Post Wins

Post by Stephen » 16 Jul 2019, 19:42

She's a whiskey girl

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Re: Last One to Post Wins

Post by Happydays » 19 Jul 2019, 08:16

My husband sometimes shouts at Alexa, he says she doesn't listen! 😡 And he's not allowed to shout at me 😂😂

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Re: Last One to Post Wins

Post by towny44 » 19 Jul 2019, 08:37

A friend of ours had Alexa bought by her son for her birthday, so far she only uses it as a replacement radio, asking Alexa to play Radio 2, what do others do with it?
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Re: Last One to Post Wins

Post by Stephen » 19 Jul 2019, 10:50

Happydays wrote:
19 Jul 2019, 08:16
My husband sometimes shouts at Alexa, he says she doesn't listen! 😡 And he's not allowed to shout at me 😂😂
The bitch ignores me too sometimes.......and Alexa ......who said that :shock:

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Re: Last One to Post Wins

Post by Stephen » 19 Jul 2019, 10:53

towny44 wrote:
19 Jul 2019, 08:37
A friend of ours had Alexa bought by her son for her birthday, so far she only uses it as a replacement radio, asking Alexa to play Radio 2, what do others do with it?

So far I think it's a brilliant bit of kit. Haven't worked out all it's features yet but music wise it is excellent. For the size I am very impressed with the sound. I've just ordered the rechargeable battery pack for it which will make it completely portable.

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Re: Last One to Post Wins

Post by Happydays » 19 Jul 2019, 19:43

We bought it to play music as my husband has Amazon prime music that he pays extra for sounds good to us ;)

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Re: Last One to Post Wins

Post by Stephen » 20 Jul 2019, 08:10

Had a drop or two of rain last night. In fact it persistently poured down. How about others. And have you seen the temps for next week, crazily high ☀️☀️🔥💦

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Re: Last One to Post Wins

Post by towny44 » 20 Jul 2019, 08:45

Very heavy showers all day yesterday, and some more forecast for today, not looking forward to travelling to Southampton in a heatwave next week, but suppose its better than rain.
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Re: Last One to Post Wins

Post by Jan Rosser » 20 Jul 2019, 08:49

Stephen wrote:
20 Jul 2019, 08:10
Had a drop or two of rain last night. In fact it persistently poured down. How about others. And have you seen the temps for next week, crazily high ☀️☀️🔥💦
Had a drop or two here since early yesterday morning too but garden needed it to be honest but looking forward to sun again next week although will probably complain “it’s too hot” :crazy:

Two weeks tomorrow will be off with family to Baltic - not sure what temperatures will be like there.
Janis

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